TABLE OF CONTENTS

How to Save Thousands of Dollars on Your Home Mortgage

  • BACKGROUND
  • The Structure of the Mortgage Industry
  • How Lenders Influence Borrowers' Choices
  • How Lenders Market Loans
  • How to Choose the Right Loan
  • For First-Time Home Buyers
  • The Lowdown on ARMs
  • CHOOSING A LENDER AND GETTING APPROVED
  • Qualifying 101
  • Credit
  • Bank, S&L, or Broker? Shopping for a Loan and Negotiating with a Lender
  • APR, Buy-Downs, and Discount Points
  • What to Do When You Run Into a Problem
  • LOCKING AND CLOSING
  • How Lenders Can Cheat Their Customers
  • Closing Costs, Lender Fees, and Other Fees
  • ADVANCED TOPICS
  • Qualifying 201
  • Refinancing
  • Fifteen-Year loans and Accelerated Payoffs
  • Equity Lines, Seconds, and Reverse Mortgages
  • Zero-Cost Loans
  • The Internet and Software
  • Epilogue: On The Need for Reform and Other Thoughts
  • Appendix
  • Glossary
  • Index

Don't you think that about covers everything you'd like to know about getting the best deal on a mortgage?  That's why it's the best selling mortgage book in the country. To order your autographed copy.